Credilab
AI-Powered Loan Management System
Credilab is a proprietary fintech software platform meticulously designed to revolutionize online lending operations.
Our comprehensive solution facilitates online loan applications, processing, scoring, contract execution, and loan disbursement, including an integrated Know Your Customer system (KYC).
From loan origination to disbursement, our intelligent system streamlines every aspect of the lending lifecycle while ensuring regulatory compliance and superior customer experience.
Specifically engineered to serve individuals with limited access to traditional banking services, Credilab bridges the financial inclusion gap by providing accessible, efficient micro-financing solutions that empower underserved communities.
Key Features:
  • Hassle-Free Instant Cash Loans ensuring adherence to financial regulations
  • Short Processing Time through automated workflows
  • Convenient Repayment options with flexible scheduling
  • Advanced Risk Scoring using AI-powered analytics
  • Secure Payment Processing with multiple payment gateway integration
  • Integrated KYC System for seamless customer verification
  • Customized Financial Data Analytics providing actionable insights
  • Regulatory Compliance Systems ensuring adherence to financial regulations
Regulatory Authorization
Credilab has secured conditional approval for a digital moneylending license from Malaysia's Ministry of Local Government Development (KPKT), marking a significant milestone in democratizing AI-driven financing across Southeast Asia. The license authorizes fully automated digital loans in Malaysia, including microloans and SME financing, with approvals and disbursements completed in as fast as two minutes.
Credilab transforms traditional lending into intelligent, automated operations that deliver superior customer experiences while ensuring regulatory compliance and operational efficiency. Built for the future of inclusive finance.
For more information, visit credilab.my.
VCI GLOBAL LIMITED HEADQUARTERS

Suite 33.03 of Level 33, Menara Exchange,

106, Lingkaran TRX, Tun Razak Exchange,

55188 Kuala Lumpur, Malaysia.

Subscribe to our newsletter to get your weekly dose of insights, updates, and newsfeed.
FOLLOW US ON

© 2025 VCI Global Limited. All rights reserved.